The point in time when the initial fixed interest rate on an adjustable rate mortgage changes to an adjustable rate. This date is commonly one to five years from.
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- For those that wanted code-only modules, this option was as much an option as the mixed-code one.
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This is when your credit card issuer processes the transaction and adds or subtracts the amount to your balance, depending on whether it is a purchase or a refund. Furthermore, settlement does not have to occur on the spot date.